A Life in Service,Honour and Security Thereafter.
Verified pension guidance, useful calculators and official updates for ex-servicemen, widows, family pensioners and Agniveers — reliable information, made just for you.
Accurate informationSimple languageFor your rights
Calculators
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Family Pension Calculator
Work out the family pension quickly and correctly — MSP included, under defence rules.
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Service Pension Calculator
Your service pension at 50% of last pay plus MSP — with the minimum and Dearness Relief applied.
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Agniveer Package Calculator
The full calculation of the Seva Nidhi package — what is fixed and what is not, kept separate.
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AGIF Calculator
Your monthly subscription and the life cover your family holds — with a dated reference table.
Accurate and reliable — drawn only from official orders and circulars.
New policies, circulars and announcements — promptly and on time.
Complex subjects explained in easy words — in English and in Hindi.
Calculations stay on your phone — nothing you type is sent to any server.
Important Topics
- Family Pension Rules and guidance Learn →
- SPARSH Portal Information and help Learn →
- PPO Documents Guidance and forms Learn →
- ECHS Services and benefits Learn →
- CSD Rules And the latest updates Learn →
- Welfare Schemes And their benefits Learn →
- Disability Pension Calculator and rules Learn →
- Pension & Income Tax What is taxable, what is exempt Learn →
- Life Certificate Jeevan Pramaan, step by step Learn →
- Agniveer — After 4 Years Money, jobs and honest answers Learn →
- Commutation Lump sum now — and its real cost Learn →
- Free ATS Resume Builder Military experience to civilian resume Build →
Latest Updates
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Policy Change3 August 2026CSD car entitlement now goes by pay level
The 30 Nov 2023 policy (from 1 Feb 2024) replaced engine-capacity caps with price caps by pay level — and expressly lists pensioner widows against the unused quota. Our checker now runs on it.
Check yours → -
New Tool3 August 2026Free ATS Resume Builder is live
Turn your service experience into a civilian resume — eight job areas, Word download, and nothing you type leaves your browser.
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New Guides3 August 2026SPARSH, DGR and jobs — step-by-step guides
Pension slip, PPO, pension not credited, the petrol-pump quota, security agency scheme — each written from the official documents.
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Policy Circular24 April 2026Dearness Relief raised from 58% to 60%Effective 1 January 2026 for all pensioners and family pensioners, under DoP&PW OM No. 42/02/2024-P&PW(D).
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Update24 April 2026Arrears for January–March 2026 are payableThe same order grants arrears of the revised Dearness Relief for the three months — check your pension slip.
Read more →
Who is this website for?
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Ex-Servicemen
Information on service pension, facilities, documents and the rules that govern them.
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Widows / Family Pensioners
Family pension, entitlements, eligibility and the application process, explained simply.
Know more → -
Agniveers
The Seva Nidhi package, benefits, and what comes after the four years.
Know more →
Frequently asked questions
Is Sainik Desk an official government website?
No. Sainik Desk explains publicly available government rules in simple language. Always confirm your individual case with the concerned official authority.
Are the calculator results final pension orders?
No. Results are estimates based on the information you enter and the cited rules. Your PPO or sanctioning authority determines the final amount.
Does my calculator information leave my device?
No. Calculator inputs are processed in your browser and are not sent to Sainik Desk.
Where do the rates and rules come from?
We use publicly available government orders and circulars. Relevant pages show the source, effective date and last-reviewed date wherever applicable.
How will I know when a pension rate changes?
Important verified changes are shown in Latest Updates with their effective date and source. Calculators are updated only after the applicable order is checked.
What should I do if I find a mistake?
Please send us the correction. Confirmed mistakes are fixed and recorded publicly on the corrections page.